I've had credit problems in the past. Does this impact my chances of getting a home loan?

Even with poor credit getting a home loan is still possible. A lender will consider you to be a risky borrower and to compensate for this they will charge you a higher interest rate, and expect a higher down payment usually 20%-50%. The worse your credit history is, the more you can expect to pay.

For information purposes only. This is not a commitment to lend or extend credit. Information and/or dates are subject to change without notice. All loans are subject to credit approval. Leopard Funding does not make any mortgage loan commitments or fund any mortgage loans. Leopard Funding arranges loans with third-party providers.

Leopard Funding, LLC. DBA: Leopard Group | NMLS Unique Identifier 2090994 |Licensed by the N.J. Department of Banking and Insurance | www.nmlsconsumeraccess.org | Equal Housing Opportunity